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Josh Steinke's Blog Posts

How to Make the Dream of Homeownership a Reality This Year

In 1963, Martin Luther King, Jr. inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage

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What Does 2021 Have in Store for Home Values?

What Does 2021 Have in Store for Home Values?According to the latest CoreLogic Home Price Insights Report, nationwide home values increased by 8.2% over the last twelve months.

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Is This the Year to Sell My House?

Is This the Year to Sell My House?If one of the questions you’re asking yourself is, “Should I sell my house this year?” consumer sentiment about selling today should

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The Difference a Year Makes for Homeownership

The Difference a Year Makes for HomeownershipOver the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times. This is a great driver

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The Do’s and Don’ts after Applying for a Mortgage

The Do’s and Don’ts after Applying for a MortgageOnce you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You're

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2021 Housing Forecast

2021 Housing Forecast Some HighlightsExperts project an optimistic year for the 2021 housing market.With mortgage rates forecasted to remain low, high buyer demand is expected to fuel more home

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Why It Makes Sense to Sell Your House This Holiday Season

Why It Makes Sense to Sell Your House This Holiday SeasonIf you’re one of the many homeowners thinking about taking your house off the market for the holidays, hang on. You definitely don;

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Knowledge Is Power on the Path to Homeownership

Knowledge Is Power on the Path to HomeownershipHomeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the

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5 Tips for Homebuyers Who Want to Make a Competitive Offer

5 Tips for Homebuyers Who Want to Make a Competitive OfferToday’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a

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Homeownership Is a Key to Building Wealth

Homeownership Is a Key to Building WealthFor years, real estate has been considered the best investment you can make. A major reason for this is due to the net worth a household gains

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Making a Home for the Brave Possible

Making a Home for the Brave Possible Some HighlightsVA Home Loans provide unique opportunities for Veterans, active-duty personnel, and their families in recognition of their service to

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Rent vs. Buy: How to Decide What’s Best for You

Rent vs. Buy: How to Decide What’s Best for YouAccording to the U.S. Census Bureau, median rent continues to rise. With today’s low mortgage rates, there’s

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4 Reasons Why the Election Won’t Dampen the Housing Market

4 Reasons Why the Election Won’t Dampen the Housing MarketTomorrow, Americans will decide our President for the next four years. That decision will have a major impact on many aspects of life

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Three Ways Low Inventory Is a Win for Sellers

Three Ways Low Inventory Is a Win for SellersThe number of houses for sale today is significantly lower than the high buyer activity in the current housing market. According to Lawrence,

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Buyer Interest Is Growing among Younger Generations

Buyer Interest Is Growing among Younger GenerationsThe demand for homes this year is extraordinary as record-breaking numbers of hopeful buyers continue to shop for homes. In a normal year, the peak

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How Down Payment Assistance Opens the Door to Homeownership

How Down Payment Assistance Opens the Door to HomeownershipMany people are eager to buy a home right now while affordability continues to be a highlight of the current housing market.

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Why Today’s Options Will Save Homeowners from Foreclosure

Why Today’s Options Will Save Homeowners from ForeclosureMany housing experts originally voiced concern that the mortgage forbearance program (which allows families impacted financially by

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Americans Are Gaining Confidence in the Economy

Americans Are Gaining Confidence in the EconomyThe September Jobs Report issued by the Bureau of Labor Statistics reported that the unemployment rate dropped to 7.9%. Though that

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The #1 Reason Not to Wait to List Your House for Sale

The #1 Reason Not to Wait to List Your House for SaleMany industries have been devastated by the economic shutdown caused by the COVID-19 virus. Real estate is not one of them.Mark,&

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6 Reasons You’ll Win by Selling with a Real Estate Agent This Fall

6 Reasons You’ll Win by Selling with a Real Estate Agent This FallThere are many benefits to working with a real estate professional when selling your house. During challenging times, like

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Thinking of Moving?

Thinking of Moving? Some HighlightsIf you’re ready to sell your house but you’re worried about finding one to move into, why not invest in a brand-new home built just for you?New

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A Homeowner’s Net Worth Is 40x Greater Than a Renter’s

A Homeowner’s Net Worth Is 40x Greater Than a Renter’sOne of the best ways to build your family’s financial future is through homeownership. Recent data from the Federal

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Is it Time to Move into a Single-Story Home?

Is it Time to Move into a Single-Story Home?Once the kids have left the nest, you may be wondering what to do with all of the extra space in your home. Chances are, you don’t need four

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Why Pricing Your House Right Is Essential

Why Pricing Your House Right Is EssentialIn today’s real estate market, setting the right price for your house is one of the most valuable things you can do.According to the U.S. Economic

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Where Are Home Values Headed Over the Next 12 Months?

Where Are Home Values Headed Over the Next 12 Months?As shelter-in-place orders were implemented earlier this year, many questioned what the shutdown would mean to the real estate market.

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Housing Market on Track to Beat Last Year’s Success

Housing Market on Track to Beat Last Year’s SuccessBack in March, as the nation’s economy was shut down because of the coronavirus, many were predicting the real estate market would face

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Home Equity Gives Sellers Options in Today’s Market

Home Equity Gives Sellers Options in Today’s MarketHomeownership is one of the best ways to invest in your financial future, especially as your home equity grows. Home equity is a form of

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More Good News on the Housing Market

Home Builder Confidence Hits All-Time RecordLast week, the National Association of Home Builders (NAHB) reported their Housing Market Index (HMI) hit an all-time high 

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Is the Economic Recovery Beating All Projections?

Is the Economic Recovery Beating All Projections?Earlier this year, many economists and market analysts were predicting an apocalyptic financial downturn that would potentially rattle the U.S.

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How Low Inventory May Impact the Housing Market This Fall

How Low Inventory May Impact the Housing Market This FallReal estate continues to be called the ‘bright spot’ in the current economy, but there’s one thing that may hold the

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The Surging Real Estate Market Continues to Climb

The Surging Real Estate Market Continues to ClimbEarlier this year, realtor.com announced the release of the Housing Recovery Index, a weekly guide showing how the pandemic has

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How Will the Presidential Election Impact Real Estate?

How Will the Presidential Election Impact Real Estate?The year 2020 will be remembered as one of the most challenging times of our lives. A worldwide pandemic, a recession causing historic

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Three Ways to Win in a Bidding War

Three Ways to Win in a Bidding WarWith so few houses for sale today and low mortgage rates driving buyer activity, bidding wars are becoming more common. Multiple-offer scenarios are

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Why Is It so Important to Be Pre-Approved in the Homebuying Process?

Why Is It so Important to Be Pre-Approved in the Homebuying Process?You may have heard that pre-approval is a great first step in the homebuying process. But why is it so important? When

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Should You Buy an Existing Home or New Construction?

Should You Buy an Existing Home or New Construction?Finding the right home to purchase today is one of the biggest challenges for potential buyers. With so few homes for sale and

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The Top Reasons People Are Moving This Year

The Top Reasons People Are Moving This YearToday, Americans are moving for a variety of different reasons. The current health crisis has truly re-shaped our lifestyles and our needs. Spending extra

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Just How Strong Is the Housing Recovery?

Just How Strong Is the Housing Recovery?The residential real estate market has definitely been the shining light in this country’s current economic situation. All-time low mortgage

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Why Foreclosures Won’t Crush the Housing Market Next Year

Why Foreclosures Won’t Crush the Housing Market Next YearWith the strength of the current housing market growing every day and more Americans returning to work, a faster

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Current Buyer & Seller Perks in the Housing Market

Current Buyer & Seller Perks in the Housing MarketToday’s housing market is making a truly impressive turnaround, and it’s also setting up some outstanding opportunities

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The Latest Unemployment Report: Slow and Steady Improvement

The Latest Unemployment Report: Slow and Steady ImprovementLast Friday, the Bureau of Labor Statistics (BLS) released its latest Employment Situation Summary. Going into the release,

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Today's Buyers Are Serious about Purchasing a Home

Today’s Buyers Are Serious about Purchasing a HomeToday’s homebuyers are not just talking about their plans, they’re actively engaged in the buying process – and they&rsquo

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Why Homeowners Have Great Selling Power Today

Why Homeowners Have Great Selling Power TodayWe’re sitting in an optimal moment in time for homeowners who are ready to sell their houses and make a move this year. Today’s homeowners,

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Tips to Ease Home-Buying Anxiety

It doesn't matter wether you're a first-time buyer or have bought and sold a couple of houses, lots of future planning goes into making decisions about the location, price range, age of the home,

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